Monopoly GO: Chance, Community Chest & Railroad Events Explained

Chance, Community Chest & Railroad is one of several scoring setups that Monopoly Go rotates through for its solo banner events — the big milestone events that sit at the top of your game board and typically run for two or three days at a time. Each scoring type has its own set of tiles that count for points, and this one uses three of them: chance, community chest and railroad. The railroads are the feature that makes this event type stand out from every other scoring setup, for reasons I'll get into below. Once you know how to play one Chance, Community Chest & Railroad event, you know how to play all of them, because the underlying rules don't change from event to event — only the theme, the milestones and the rewards.

This guide covers how the scoring actually works, why railroads are effectively doing two jobs at once during this event type, and when it's worth trying a high multiplier versus keeping things steady. If you've landed here from one of our individual event pages, everything here applies to that event — we keep the event pages lean so we can give you the milestones, rewards, and our specific take on how far to push, and we leave the full strategy breakdown in one place.

How scoring works

Points come from landing on one of three tile types: chance, community chest or railroad. The breakdown is:

• Chance tiles — 2 points
• Community chest tiles — 2 points
• Railroad tiles — 3 points

Whatever base points you score, they're then multiplied by whichever dice multiplier you used for that throw. So a railroad landed with a x10 multiplier is 30 points, and the same tile landed with a x5 is 15 points. That's the whole scoring system.

But the scoring rules are only half the story. The distribution of these tiles around the board is what makes this event type different from the others, and it's what you need to understand before you start planning how to play it.

Why railroads are the key to this event type

Here's the thing that makes Chance, Community Chest & Railroad events different from every other scoring setup on Monopoly Go. Railroads sit at four points on the board, one at the midway point of each side, ten squares apart from each other.

And — this is the important bit — there is always a tournament running alongside the banner event, and that tournament scores on railroads too. So every time you land on a railroad during a Chance, Community Chest & Railroad event, you're scoring points in two events at the same time. You get the 3 banner points (times your multiplier), and you also get tournament points from the Shutdown or Bank Heist mini game that triggers automatically when you land on one.

No other scoring setup on Monopoly Go gives you this kind of two-for-one value. In Corners events, the tournament scores on railroads but the banner event doesn't. In Chance, Tax & Utility events, the banner scores on chance and tax but the tournament still scores on railroads, so the two events are targeting different tiles. Only this scoring type has the banner and the tournament both rewarding you for the same landing.

What that means practically: railroads should be the single thing you're thinking about when you play this event type. Chance and community chest tiles are nice to have on the way round the board, especially considering chance can also send you to a railroad sometimes, but the railroads are where the real value sits.

When to go big and when to hold back

Because railroads are evenly spaced around the board, the strategy for this event type is different from Chance, Tax & Utility events (where you're holding back for a specific clustered section). Here, you're never more than five squares away from a railroad on average, so there's no specific "zone" to save your multiplier for.

That said, there are still a few things worth knowing:

• The best place to consider using a high multipler is in the final leg of the quarter of the board where you can find a community chest, chance and railroad very close together. If you are maybe 5-8 tiles away from this block then this could be a good moment to use a higher multipler, especially if there are shields on some of the other tiles close by or spcial event tokens too.
• The other good location is just after the Go tile, where there is also another stretch where the community chest, chance and railroad tiles are also close together too.
• Chance tiles can be especially useful if they send you to a railroad. Chance tiles generally go in a rotation, so if you've not hit that card for a few turns, you may be up for it next.
• Auto roll is tempting but not ideal, as there ar specific areas of the board where scoring is higher. Manual rolling still wins for this event type if you care about maxing out.

Stacking with whatever else is running

The tournament overlap is the headline for this event type, but it isn't always the only thing running alongside your banner event. If there's a partner event or a racer event live at the same time, you may also see partner tokens or flags appearing as extra items on the board, which gives you more reason to be rolling through the high-value stretches carefully.

Dig events work differently. There are no pickaxes physically on the board to land on — instead, the pickaxes (or laser guns, wands, whatever the current dig event uses) sit inside the milestone rewards of both the banner event and the tournament. So every point you score in the Chance, Community Chest & Railroad event is dragging you towards a dig event reward, even though the dig event itself isn't represented on the board you're rolling on.

The practical upshot of all this: during a Chance, Community Chest & Railroad event, a single well-timed railroad landing can be pushing you forward in up to four things at once — the banner milestones, the tournament leaderboard, the dig event (via milestone rewards), and sometimes a partner or racer event too. This is the scoring type where getting aggressive with your dice pays off the most, especially if there is a useful flash boost running at the same time.

Boost events that matter for this event type

A few of the flash boosts to look out for that may be useful in this type of event:

• Mega Heist — this is the big one for this event type. Mega Heist boosts your cash and tournament points from Bank Heists specifically, and since railroads trigger Shutdown or Bank Heist every time you land on one, Mega Heist effectively turbocharges the tournament half of your railroad landings. Time your aggressive rolling for Mega Heist windows if you can.
• High Roller — lets you roll at higher multipliers than the usual cap. Always valuable on banner events, if you are the type of players that likes to use these. I'm not one of those however.
• Cash Boost — straightforward, more game cash per roll. Good if you're saving up for landmark upgrades.
• Builder's Bash — discounts on landmark upgrades, which pairs really well with Color Wheel Boost if you can line them up. Load up on hotels during Bash, then spin the wheel during the Color Wheel window.
• Lucky Chance — Land on a chance tile while this boost is running to benefoit from greatly enhanced chance cards where you can win more dice rolls, game cash, free turns and more.

Check our daily events schedule for predicted boost times today, and our Boost Events Explained page if you want the full breakdown of what each one does.

FAQs

Why are railroads more important in this event type than others?

Because they score points for both the banner event and the tournament running alongside it. Every other scoring setup has the banner and the tournament targeting different tiles, but in Chance, Community Chest & Railroad events, a single railroad landing earns you progress in two things at once. Nothing else on the board gives you that.

Is auto roll okay for this event type?

It can be ok, but if you are really playing strategically, then manual rolling especially near the Jail and Go corners is probably the best option, so you can select a higher multipler if your distance to a scoring tile looks good.

Should I prioritize the banner or the tournament?

You don't really have to choose — they're both scoring on railroads, so pushing hard on one is pushing hard on the other. The one time you might focus is if you're close to a specific milestone reward in one event and far from anything in the other, in which case ease off and play conservatively.

I usually prioritize whatever event is ending first.

Wrapping up

Every Chance, Community Chest & Railroad event on Monopoly Go plays roughly the same way. Railroads are your priority, the tournament running alongside gives you double value on every railroad landing, and the dig event rewards that sit inside the milestone list mean your dice are working harder in this event type than almost any other. Head back to the specific event page you came from for the milestones, rewards list, and my take on how far to push in that particular event, or check our daily events schedule to see what's currently live.