I have a couple of questions 1. How do you plant flowers?

1)You don't need to dig a hole. That's what your doing wrong. You're burring it when you put it in a hole. All you have to do is go to it in the menu, and select plant. Then you water it everyday

2)a golden shovel can plany a money tree
3)the Hra sends you mail every couple weeks.
4)you need to put rare furniture in your home, and not have it so crowded, and put stuff on tables instead of on the floor
5)i suggest don't even worry about insurance. it's a scam. that you pay 3000 or 6000 dollars for, just to get 100 bells every accident
5)it doesn't tell you if a fish is rare. but look in the hints section, and it will tell you somewhere whitch fish are rare or not. but another way is if it sells for atleast 900 bells it's rare.

1.To plant flowers you don't need a shovel. You can just go to Tom Nook buy some flowers. Go to some soil and press bury. I think you can step on them but you just can't run over them.
2.I have no idea but it might be that you get better Fossils and less pitfall seeds or something like that.
3. I think it is weekly or fortnightly.
4.Make sure you are able to touch things without having to move things and don't have it looking like a dump. Make sure you cahnge it every now and then otherwise cokroachs will come and they are definateley not good for your HRA score.
5. You can get money from buying fake paintings, getting stung by bees and i'm not sure but maybe tripping over. Buying Insurance is definateley not worth it though because Lyle only covers you for a week.
6.It will be at the end of a certain section in your fish menu or it will have a fin. You can usually tell if a fish is rare because you don't see it too often.

Zelda_Fan