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Start a new game or load a file, it doesn't really matter. If you see an amazing player and you want to buy him, just add manager to the team he plays for. Then,(with the other manager) fine the play two weeks wages. Then, with your 1st club, offer 0. And then with the other manager accept it.
Start with a team in euro cup or fa or league cup and win make sure it's is a pretty good team I choose tottenham on one game and middlesbrough on an other if you are some one like this do the cheat where you win like 20-0 in the hard games untill you win the premership(england, italy,spain)...
Then at january look at the expiering and choose everyone who is about 5mil or more and who you don't want to keep sell you make loads of and if they don't put them in the 2nd team you might get good players like dede(main good play) they get better every season I got nihat and ze berto or something like that on 2005-2006 season and this is my team
Gk:Robinson(super)
Dr:some freanch lad(starts there it is some thing like permot)
DL:de jong(gets super at 20-21 my give a few penalty away like cost about 7 or 8 mill when he 20)
Dc:king
Dc:tudor(free 1st season
Mr:wright phillphs(get early I didnt and he cost 35mil but well worth it)
Ml:ze berto(free)
Mc(jeans besst player 11mil but well well well well I could go on for ether well worth it)
Mc;van bommel(free 1st season/carrick(super already there)
Fc:Nihat(free)
Fc:Keane(better than defoe so sell defoe on 2nd season)
That is my tottenham file I hope this helps