Hi can I ask how to get that stupid silver key to 20?

1 // Lookout Point
Hack through the thorny bushes near the statue in Lookout Point to reveal a thin path that leads to the first silver key.

2 // Bowerstone South
You can find the second silver key on the balcony of the Bowerstone South clothing shop.

3 // Fisher Creek
Use your fishing pole at one of the many fishing spots on the north side of the map (by the treasure chest) to hook the third silver key.

4 // Guild Woods
Once you get your fishing pole, return to Guild Woods and use it at the spot where you stood to fire at the bandits before your graduation.

5 // Greatwood Lake
This one's easy. Just head up toward the broken bridge at the north part of the Greatwood Lake map.

6 // Orchard Farm
Fish from the pier at the far east end of the map to pull up the Orchard Farm silver key.

7 // Rose Cottage
Use your spade to dig up a key in a patch of dirt lined by red flowers in Grandma's backyard at the west end of this map.

8 // Hobbe Cave
You'll find a ring of mushrooms near the north end of the Focus Chamber map of Hobbe Cave, where you fought the nymph boss. Use your spade to dig up a key there.

9 // Darkwood Lake
There's a strange spire with a hole near the top in the middle of Darkwood Lake. Put an arrow through that hole to dislodge a silver key.

10 // Ancient Cullis Gate
You can hook the 10th silver key by fishing off the edge of the bridge at the west end of Darkwood's Ancient Cullis Gate map.

11 // Grey House
You can fish up a silver key in the pond at the northeast end of the Grey House area near the Demon Door.

12 // Oakvale
You can dig up both a silver key and an obsidian greataxe as part of the treasure buried by the ghost pirate in the Oakvale cemetery.

13 // Twinblade's Camp
If you cross the shallow pond on the south side of the camp, you'll find a small plot of land with a treasure chest and several barrels. Dig between them to unearth a silver key.

14 // Witchwood Stones
Fish up a silver key in the pond to your left (across from the Demon Door) as you enter Witchwood Stones from the south.

15 // Witchwood Lake
As you enter this area from the west, you'll see a statue lit by a red glow to your left. Use your spade there to dig up a silver key.

16 // Knothole Glade
If you use your spade in a ring of plants between the homes in the southern part of Knothole Glade, you can dig up another silver key.

17 // Windmill Hill
You'll find a flower-lined mound, where you can dig up one of the two keys in this area in the garden by the small farmhouse on the west side of Windmill Hill.

18 // Windmill Hill
The other Windmill Hill silver key is located behind the windmill. You can dig it up from a similar flower-lined ring of dirt.

19 // Headsman's Hill
As part of the mayor's invitation quest, you'll battle Thunder at Headsman's Hill. During the duel, you'll fall to a smaller area of the map, where you can fish up a silver key from a pond.

20 // Bowerstone Manor
Marrying Lady Grey is the only way to get access to Bowerstone Manor in Bowerstone North. When you do, you'll find a silver key by searching the lady's bed.

21 // Lychfield Cemetery
There are three keys in this area. One can be found in a crypt in the south-central part of the map, buried with the corpse.

22 // Lychfield Cemetery
The second key is buried in a grave right outside of the crypt where you found silver key No. 21.

23 // Lychfield Cemetery
You can fish up the third Lychfield Cemetery key from the stream just through the gates and west of the grave keeper's shack.

24 // Cliffside Path
You'll find another spot to dig up a buried silver key in the hill at the north end of this map, past the underground tunnel.

25 // Hook Coast
Break into the lighthouse in Hook Coast by picking the lock or smashing down the door. You'll find the final silver key in a ground-floor cabinet.

The 23 keys I have found
1: Lookout point-cut down some brambles and there it is
2: Bowerstone South- balcony of the clothing shop
3: Fisher creek- Fish for it
4: Guild woods- fish for it
5: Greatwood lake- fish for it (or its in plain sight I forget)
6: Orchard farm- fish for it
7: Rose cottage- dig in the center of the circle of flowers
8: Hobbe cave- in the focus room- dig in the center of the circle of mushrooms
9: Darkwood lake : that big eerie rock the trader mentioned- look at the top of it and shoot the hole with an arrow
10: Anchient cullis gate- fish off the end of the pier
11: Grey house: fish for it
12: Oakvale memorial- burried under the statues axe
13: Twinblades camp- burried in front of the chest near the pond
14: Witchwood stones-fish for it
15: Knothole glade-find the circle of plants and dig in the center of it
16: Windmill hill- dig in the circle of plants
17: Windmill hill- other side of the windmill/dig in the circle of flowers
18: Bowerstone manor- after you marry lady grey look in her bed
19: Lynchfield cemetary:in the southern most crypt
20: lynchfield cemetary: burried in a grave right outside the crypt
21: Lynchfield cemetary:fish for it
22: Clifside path past the underground tunnel
23: Hook coast:in the lighthouse ground floor cabnit

Hope this helps!!

Seriously, if you don't want to look for all the keys and don't mind cheating, just do a hero save during the first part of the lychfield graveyard quest.

There are 3 silver keys in the graveyard. 1 in the river, 1 in a tomb, and 1 buried in a grave. Get the 3 keys, do a hero save, and reload. You'll start right outside the graveyard and you'll still have the keys in your inventory. Do this as many times as you want. There's also an Ages of will potion and 1250 in gold to find in the graveyard.

*Note - you can hero save during any quest, then reload, you will have everything in inventory that you had before and you'll be back at the begining of the quest.

There is a complete list of keys in the hints section of this game.