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When you create a new 'Profile Name' enter the following names and you will get the corresponding amount of Speedbucks in the bank which you can use to buy cars and tracks. The 'Profile Name' can be changed later and you will retain your Cars, Tracks and Speedbucks.
Unlock 100 Speedbucks:
Enter 'EC' without the quotes as a 'Profile Name'.
Unlock 1,000 Speedbucks:
Enter 'Visa' without the quotes as a 'Profile Name'.
Unlock 10,000 Speedbucks:
Enter 'MASTERCARD' without the quotes as a 'Profile Name'.
Unlock 100,000 Speedbucks:
Enter 'AmEx' without the quotes as a 'Profile Name'.