How do I pay Tom Nook 120,000 bells fast without cheats like the one that..

Ok, save your game. If you are already playing it. Then Start Animal Crossing:Wild World. When you get to the part that you choose your person touch the phone with your stylis. Then change the date to Jan. 1 for example year: 2099 or a date you have never changed it to. Then check your mailbox and mom will have gave you 10,000 bells. Repeat.

OPTION 1: Catch alot of fish/Bugs and sell them
OPTION 2: Find heaps of Fossils, get them appraised and sell them. OPTION 3: Go to the "Share your friend codes here" forum get some friends codes (and share yours) go to another persons town get their fruit plant a tree and sell the fruit.
OPTION 4: Sell unwanted furniture.

Hope I helped.

Hi! I know one thing that'll get you lots of bells. Plant foriegn fruit trees all over your town. Foriegn fuit is worth 500 bells so you'll get hundreds and thousands of bells.........and fast! Using this, I already paid off my entire loan! Hoped this helped. Bye!

Catch birdwings arwona sharks Fossils (identify them at museum) them sell em but don't think youre done after that you upgrade your house agin and must pay like 200,000

Ok so here's what you do you go to your ds menu
Icon with the wrench then press the date and time
And set it to 2000 then exit then play animal crossing and put 50,000 bells in your bank at The Town Hall then save and
Quit then you go back to the settings and press
The wrench icon again,then set the year to 2099 then you play animal crossing and you should receive a letter from
The Town Hall saying you've erned 99,999 bells and there you
Have it 99,999 bells you can only do it once then you wait for
Another 2 or 3 days then you can do it again.

Note:your town will be full of weeds so use at your
Own risk