Start the game with 4 players and set the team as following
Your Team-Anyone
2nd Player-Liverpool
3rd Player-Real Madrid
4th Player-Arsenal
Then the fun starts.Swap your players for owen gerrard,kewell,le tallec from liverpool.Then get ronaldo,rual,casillas,roberto carlos,samuels from real.Then from Arsenal choose henry,viera.Then after you have done all the swapping make the 2nd,3rd,4th player retire from the option menu and you don't have to play as them.If you don't wan Henry the make barcelona your 4th player and you can get Ronaldinho,Rooney from everton,Del Piero and buffon from juventus,shevchenko from ac milan.

To get any team lots of money or full facilites or something go to the editor by going on my computer,click the local disc drive. Then click on program files. Tthen find EA sports and click on that. Then click on total Club Manager 2004. Then find editor on the list and click on that and tada adjust the teams.